As the holiday season speeds towards us there are a few reminders I wanted to share (as boring as they might be for a Friday afternoon happy hour post!) If you’re a client who is still working: Spend your Flex Spending Account before it’s too late – Some employers have a longer “spend” window that may extend through January or …

I would expect you’re familiar with that “head slap” moment when the reality of a poor decision or outcome comes crashing down on you.  I have had many my fair share of head slap moments. I used to ask clients, “What’s the worst investment you’ve ever made? What’s the best investment you’ve ever made”?   Investment could have been a …

My wife and I just recently took the plunge in cancelling our long subscribed Cable TV with Time Warner, or Spectrum, or whatever name they go by now.  This post is for all you would be “cord cutters” looking for options! We ended up subscribing to YouTube TV after other clients recommended it and spoke highly of the value and …

This weekend we are packing up the kids and headed to my sister Christina & her fiance Mike’s wedding!! The planning, the changes, the people, the expectations, the weather…I am tired from packing and so I can’t imagine how the soon-to-be newlyweds are doing it.   I am excited for the laughs, for all the things that will go according …

“Daddy, you’re not pretty, you have no hair” says my soon to be 4 year old son a couple of weeks ago.  At that time, he was riding pretty high on his new haircut that he got from a legit barber shop in town.  It’s a statement he’ll regret when he needs help to pay for college some day 🙂 …

It was a boring week on Wall Street.  Most weeks are…if you focus on the numbers and ignore the headlines.  As a whole, the US stock market represented by the most widely publicized S  & P 500 Index had the following performance through Thursday of this week: The S & 500 started out Monday at 2,877 and closed on Thursday …

As far as financial problems go, having too much in your checking account is a welcomed one! However, even though this money is likely insured by the FDIC should your  bank/credit union become insolvent, and it isn’t in the stock market, there are still risks involved. In attempt to keep it simple, let’s group the risk into two scenarios: First, …

Making a good decision is tough.  I find myself on a life long process of trying to be better at helping people to make the most appropriate decisions.   It’s not my job to make the decision for them. Armed with a deep understanding of what is important to each client, backed by a firm grasp on all the financial …

Over the past five years, several grocery delivery services have emerged. Some of them nationwide and some of them just in larger cities with hopes to roll out and expand over time. I have done grocery pick up in the past.  This would be placing your order online, via some app or website and then, instead of having to trudge …

Since the grocery store already has Halloween candy out, I figured what the heck, why not start talking about New Year’s resolutions now!  Here are the things I love about New Year’s resolutions. There is hardly ever a consequence when you decide to quit in February. There is enough pressure in life and stress and if I need to bail …