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Is There Such a Thing As Too Much?

Years back, my wife started buying Dove Chocolates as a nice little after dinner treat.  This was all fine and good until the Dove Dark Chocolate came out.  One after dinner led to a wholesale size bag kept at the office and two after lunch, and so I continued to sink.  I have since reigned in the madness, but that …

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“Boogers Do Grow!”

From 2018: “Boogers do grow! I find new ones everyday!”  My five year old yells from the third row seat of our minivan while we’re driving down the highway.  A light bulb moment for her since the day before when we told her where they come from (or did our best to explain).  She wasn’t having our nonsense, they grow …

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Which Will Get a Bigger “Thank You”?

As you may have heard, college is expensive.  When my wife got pregnant with our third child, she mentioned how funny it was going to be to have “3 kids in college at the same time.”  That realization sent me to the fetal position to rock in place in our closet, as I tried to wrap my financial planning mind …

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Building To Completion

Just this week I finished a very interesting book titled “Strong Towns” by Charles Marohn, Jr. and I loved it. It  was recommended to me by my brother-in-law, and the main theme of the book is centered around what it takes to create and sustain a productive and healthy city/town.  One of the discussion points that really hit home for …

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THE August Challenge

So we’ve hit August.  I have a few hot dogs under my belt and hopefully you do too.  We’re starting to get a little of that “Sunday feeling” in my house like the fun is coming to an end soon.  Today, let’s keep the summer rocking ‘n rolling with a good old fashion August challenge!   I am going to split …

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Widget Mandess!

The first ever college class I took was Intro to Accounting.  It started at what felt like sunrise…IE 8:30 and the course work was riveting.  I used to sit near the window towards the back of the class right next to this enormous radiator.  That radiator was like an alarm clock for when I nodded off and would snooze until my …

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Oh The Places You’ll Go?

I love that end of June time of year.  The driveways are painted with “Class of 2021” as neighborhoods celebrate the graduations and accomplishments of their seniors.  Prior to college, for many, the trajectory and script is pretty well laid out.  The roller coaster that is life is at the bottom of the first hill as it clicks along moving …

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Money As a Tool, Not a Habit

I like a solid daily routine.  I like a solid daily routine that involves coffee even more.  For years I’ve been a coffee drinker and developed that habit.  Once something becomes a habit, it becomes easier to do.  Your brain doesn’t have to dedicate as much energy to the decision and so auto-pilot becomes the default as you glide from …

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Good Customer Service Is Not Convenient

As part of my Christmas present from my very generous Mother-In- Law I received a bundle of coupons for babysitting all 3 kids AND dog!  Like many, it has been an eternity since myself and the Mrs. have spent a night away from home.  Now, fully vaccinated and comfort growing, we decided to cash in one of those coupons, but …

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Can Four Quarters Break a Habit?

As a financial planner and a parent, I often think about how I am going to teach, or help my children learn about money.  From all accounts, they have it pretty good and there are only so many times I can be turned down when offering a penny for every weed they pick.  Recently, my wife and I have been …