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Who Doesn’t Love an Acrostic Poem?

My 7 year old is learning poetry and I just couldn’t resist throwing my hat in the ring.  I am positive she will be less than impressed with my efforts, but that has never stopped me in the past!   M.O.N.E.Y… M  ostly useful, but comes with good and bad problems all the same. O  nes buy you coffee, and most …

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Trusting the Institution

In this critical time in our nation’s history, I find myself questioning the system, the institutions, and the foundation which our policies originated.  Most recently, this distrust was brought to the extreme.  An unnecessary, ugly and dishonorable extreme.  Today’s post is not about the extreme, it’s about the spectrum and space between healthy skepticism and rebellion.  It’s our job as …

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The Bottom of the Hill

Our house is located at the top of a pretty big hill.  On our side of the street a sidewalk runs past our house winding down the hill to where it intersects with a local walking trail.  Such close proximity to the trail was one of the big selling points of the house and has proved an invaluable asset, especially …

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Mr. Willowby’s Christmas Tree – Annual Repost :)

On our last trip down to visit my parents I found an old children’s book I remembered from many years ago.  The title, Mr Willowby’s Christmas Tree (aside – after re reading I think it’s one of my favorites all time, right up there with Fantastic Mr. Fox by Roald Dahl) The general story is well to do Mr. Willowby …

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The Ben Franklin Balance Sheet

Years ago, and as I remember it, one of the cooler periods in my life, I was reading “The Autobiography of Benjamin Franklin.”  I think that sentence speaks for itself, but let’s continue.  I read about the Ben Franklin Balance Sheet or what you could refer to as a pros and cons list or “T” chart.  I had used this …

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Sh*t Happens

“Sh*t happens.” I liked that phrase the first time I saw it on a bumper sticker and I like it still. This week my toilet at the office exploded.  I flushed, walked away and boom!  Water exploded and shot out from where the tank meets the seat all over the floor and walls and even a little on me.  Some …

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Driver’s Side Impulse Buys

If there is one new habit that I don’t mind, it would be curb side pick up for our groceries.  We have used Instacart delivery in the past, but the pandemic has turned curb side pick up from a random occasion into a common occurrence.  From a financial standpoint, it costs a little bit more per item to shop this …

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November Challenge

It’s been a while since I’ve thrown down the gauntlet with a good old fashion monthly challenge.  This month’s challenge, if you choose to accept it, is one day of forced ignorance!  That’s it, just a one day challenge.  One day with no phone, no television, not even opening the mail.  I’ll be removing my coveted smart watch and giving my step …

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The Downsizing Dilemma

When it comes to retirement planning, an important part of the discussion involves where you want to live.  Retirement is a new phase of life and, like anything new, it comes with uncertainty and many unknowns.  Unknowns like do we want to escape during the cold months or will we end up watching grand babies two days a week? My …

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Menu Costs

Back when I was in college studying economics, I was introduced to the idea of “menu costs.”  Since I love pizza, let’s tell a story… Big Bri’s pizza shop sells the best pizza in town.  They have a loyal customer base and every weekend they are slammed.  Over the past three months, Big Bri notices that the price he pays …