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What the *&%#!! is a Blockchain?

What the *&%#!! is a Blockchain?  The answer, nobody knows.  Just kidding. Many people know and are fluent in the language of blockchain technology.  I am not currently one of those people, as my computer programming knowledge stems from a couple of classes in college and teaching myself how to copy and paste in Microsoft Word.  For those readers who …

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Wishing So Hard

In a complete change up, we took the children to walk around the mall a couple weeks ago.  I had a pocket full loose change and we were all ready to do some serious wishing even if the fountains had no water in them.  Today’s cover photo is our youngest, who after throwing her last penny in wished oh so …

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Me & My 8-Foot-Tall Palm Tree…Buy It, You’re Worth It

About a month ago me, my wife and all three kiddies walked into BJs Wholesale Club for what has become our “big trip out.” Immediately upon entering I saw it. Standing 8 feet tall, but looking like 20 as it stood proudly on a top shelf in a center aisle. I peeled the kids from the enormous television section and …

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2020 Tax Tips !

It’s that most wonderful time of the year again and tax season is in full swing!  By now, you should have received almost all of your necessary documents. As you put together the finishing touches and tie up the loose ends, here are a few things to remember: Even if you do not itemize your taxes, you can still deduct …

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How Much Would You Pay for a Fortune Cookie?

Let’s face it, you don’t order Chinese food in hopes that you’ll be “just full enough.”  When ordering for two, you order enough for six.  When we pick up our order, my wife and I like to count how many fortune cookies they’ve put in.  We’ve never asked, but our theory is that they judge the size of the order, …

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We’re All Under Attack – Defend Your Digital Castle!

One of the many results and byproducts of being sheltered in place and immobilized for almost a year now is this ever increasing reliance on the internet and all things “on line.” Our ability to function on a daily basis has been funneled and herded onto grocery apps, online learning and the list goes on.  I’ll set aside my feelings …

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My Office Lease Is Up…Now What?

I’ve been in my current office space for 5 years.  It seems hard to believe that 5 years has gone by and I am now facing the decision of whether or not to renew and stay in my current space, renew and move to a different office just a couple suites down or just find a new office altogether.  Let’s …

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I Thought Everyone Drinks Coffee

For those that have not heard the story of how I became a financial planner, I fell into it ass-backwards for lack of a better term.  I don’t recall when I was 6 or 7 years old saying, “When I grow up I want to be a firefighter or garbage man or a financial planner!”  Nonetheless, at 22 and right …

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Who Doesn’t Love an Acrostic Poem?

My 7 year old is learning poetry and I just couldn’t resist throwing my hat in the ring.  I am positive she will be less than impressed with my efforts, but that has never stopped me in the past!   M.O.N.E.Y… M  ostly useful, but comes with good and bad problems all the same. O  nes buy you coffee, and most …