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My Office Lease Is Up…Now What?

I’ve been in my current office space for 5 years.  It seems hard to believe that 5 years has gone by and I am now facing the decision of whether or not to renew and stay in my current space, renew and move to a different office just a couple suites down or just find a new office altogether.  Let’s …

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I Thought Everyone Drinks Coffee

For those that have not heard the story of how I became a financial planner, I fell into it ass-backwards for lack of a better term.  I don’t recall when I was 6 or 7 years old saying, “When I grow up I want to be a firefighter or garbage man or a financial planner!”  Nonetheless, at 22 and right …

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Who Doesn’t Love an Acrostic Poem?

My 7 year old is learning poetry and I just couldn’t resist throwing my hat in the ring.  I am positive she will be less than impressed with my efforts, but that has never stopped me in the past!   M.O.N.E.Y… M  ostly useful, but comes with good and bad problems all the same. O  nes buy you coffee, and most …

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Trusting the Institution

In this critical time in our nation’s history, I find myself questioning the system, the institutions, and the foundation which our policies originated.  Most recently, this distrust was brought to the extreme.  An unnecessary, ugly and dishonorable extreme.  Today’s post is not about the extreme, it’s about the spectrum and space between healthy skepticism and rebellion.  It’s our job as …

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The Bottom of the Hill

Our house is located at the top of a pretty big hill.  On our side of the street a sidewalk runs past our house winding down the hill to where it intersects with a local walking trail.  Such close proximity to the trail was one of the big selling points of the house and has proved an invaluable asset, especially …

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Mr. Willowby’s Christmas Tree – Annual Repost :)

On our last trip down to visit my parents I found an old children’s book I remembered from many years ago.  The title, Mr Willowby’s Christmas Tree (aside – after re reading I think it’s one of my favorites all time, right up there with Fantastic Mr. Fox by Roald Dahl) The general story is well to do Mr. Willowby …

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The Ben Franklin Balance Sheet

Years ago, and as I remember it, one of the cooler periods in my life, I was reading “The Autobiography of Benjamin Franklin.”  I think that sentence speaks for itself, but let’s continue.  I read about the Ben Franklin Balance Sheet or what you could refer to as a pros and cons list or “T” chart.  I had used this …

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Sh*t Happens

“Sh*t happens.” I liked that phrase the first time I saw it on a bumper sticker and I like it still. This week my toilet at the office exploded.  I flushed, walked away and boom!  Water exploded and shot out from where the tank meets the seat all over the floor and walls and even a little on me.  Some …

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Driver’s Side Impulse Buys

If there is one new habit that I don’t mind, it would be curb side pick up for our groceries.  We have used Instacart delivery in the past, but the pandemic has turned curb side pick up from a random occasion into a common occurrence.  From a financial standpoint, it costs a little bit more per item to shop this …

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November Challenge

It’s been a while since I’ve thrown down the gauntlet with a good old fashion monthly challenge.  This month’s challenge, if you choose to accept it, is one day of forced ignorance!  That’s it, just a one day challenge.  One day with no phone, no television, not even opening the mail.  I’ll be removing my coveted smart watch and giving my step …