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We Need a New Word for Retirement

The word retire, according to Merriam-Webster, means to withdraw from action or danger.  The idea of retirement was first introduced in 1881 by Otton von Bismark in what was then Prussia.  The idea, well intentioned, was to support older members of society since back then if you were alive…you worked.  This support would kick in at age 70, which coincidentally …

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My 2021 Financial Draft Picks

I don’t want to disappoint anyone, so if you’re hoping for any actual football draft picks, not today! Today is the Legends of Finance draft and there will be only three selections. “The third draft pick of this year’s 2021 draft, the Massachusetts Moneymen, select President Woodrow Wilson.  In December of 1923, President Wilson signed into law the Federal Reserve …

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Inflate Gate Update

The price of a sheet of plywood has risen from a pre-pandemic price of roughly $8 per sheet to the $40-$45 range.  This more than 400% jump in price is not limited to just plywood, but an increasing number of materials, products and consumer goods.  The combination of increased demand, reduced supply and trillions of new dollars being pumped into …

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What the *&%#!! is a Blockchain?

What the *&%#!! is a Blockchain?  The answer, nobody knows.  Just kidding. Many people know and are fluent in the language of blockchain technology.  I am not currently one of those people, as my computer programming knowledge stems from a couple of classes in college and teaching myself how to copy and paste in Microsoft Word.  For those readers who …

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Wishing So Hard

In a complete change up, we took the children to walk around the mall a couple weeks ago.  I had a pocket full loose change and we were all ready to do some serious wishing even if the fountains had no water in them.  Today’s cover photo is our youngest, who after throwing her last penny in wished oh so …

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Me & My 8-Foot-Tall Palm Tree…Buy It, You’re Worth It

About a month ago me, my wife and all three kiddies walked into BJs Wholesale Club for what has become our “big trip out.” Immediately upon entering I saw it. Standing 8 feet tall, but looking like 20 as it stood proudly on a top shelf in a center aisle. I peeled the kids from the enormous television section and …

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2020 Tax Tips !

It’s that most wonderful time of the year again and tax season is in full swing!  By now, you should have received almost all of your necessary documents. As you put together the finishing touches and tie up the loose ends, here are a few things to remember: Even if you do not itemize your taxes, you can still deduct …

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How Much Would You Pay for a Fortune Cookie?

Let’s face it, you don’t order Chinese food in hopes that you’ll be “just full enough.”  When ordering for two, you order enough for six.  When we pick up our order, my wife and I like to count how many fortune cookies they’ve put in.  We’ve never asked, but our theory is that they judge the size of the order, …

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We’re All Under Attack – Defend Your Digital Castle!

One of the many results and byproducts of being sheltered in place and immobilized for almost a year now is this ever increasing reliance on the internet and all things “on line.” Our ability to function on a daily basis has been funneled and herded onto grocery apps, online learning and the list goes on.  I’ll set aside my feelings …