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Does Anyone Really Like The Taste of Beer?

For those beer drinkers out there, let’s not get too worked up over the title.  There is plenty of room for consumers of all brands and beverages here at PubGPS!  However, the sale of spiked seltzers has been soaring in the United States.  In the fall of 2019, sales grew by 73% at bars and restaurants, and is projected to …

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Refi Madness!

Starting early in 2020, mortgage rates began falling.  I am writing this from the perspective of a person who refinanced in the summer of 2019 at 3.25% and at a time when I thought, “I can’t imagine the scenario when rates will be this low again in my lifetime.” We can now add mortgage rates to the list of head …

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August Challenge – One Little Thing

My Dad mailed some comic strips to me a couple months ago and included in the bunch was this gem, an oh so appropriate one from “The Family Circus.” We had just planted our first garden with the kids and I had no trouble relating to the father in the comic.  By the end, I was covered in dirt and …

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Four Books for Every Grad

If I could give just 4 books to every high school or college graduate, this would be my current line up:  First, to help them learn early on the habits and rules of good financial management, I would give them The Richest Man in Babylon by George S. Clason.  Second, to help them learn how to listen, whether it’s in …

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The Singer Manufacturing Company

Back in the 1940’s my great grandparents had a small upholstery business in New York City and eventually they decided to build a “country home” that they planned to retire to.  Although only 30 minutes from where I grew up and 1 hour from New York City, in those days, with the speed of transportation, it truly was the country.  From the way …

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“You can’t ride two horses with one ass, sugarbean.”

I am no stranger to a good romantic comedy, and arguably one of the best of all time is Sweet Home Alabama starring Reese Witherspoon.  At the end of the movie, our leading lady, Melanie (Carmichael) Smooter, needs to decide between staying married to her current, yet estranged husband and first love, Jake (long story, you should probably just watch …

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Fireworks For All

Although maybe not the best use of money, I thought it would be a cool idea to have spent some of the trillions in debt we’ve created recently to have a spectacular and inspiring fireworks display in every town across America this 4th of July.  With any luck, every citizen in the community, safely at home, could spend ten minutes distracted …

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Searching For Simple

Occam’s razor refers to the idea that the simplest answer is often the correct answer.  I was watching the ESPN documentary about the 1998 Chicago Bulls Basketball team, “The Last Dance” and in one of the episodes they journey into Michael Jordan’s childhood.  One scene in particular talks about how or why he is so competitive and it seems to …

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Lessons Are Expensive

When my wife and I bought our first home, I neglected to seal up a pipe coming into our house, despite it being noted in our home inspection.  That resulted in an afternoon freaking out as we watched water flow into our electrical box, and then a new electrical box that cost a nice chunk of change. A lesson was …

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Who Takes The Risk

As we enter the summer months, there are car deals popping up left and right.  The most attractive ones are for 0% financing on a new ride.  For example, you pay 0% interest on a loan length up to 72 months!  Think about that, you get to keep your own money and spend the bank’s money for 6 years without …