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Which Will Get a Bigger “Thank You”?

As you may have heard, college is expensive.  When my wife got pregnant with our third child, she mentioned how funny it was going to be to have “3 kids in college at the same time.”  That realization sent me to the fetal position to rock in place in our closet, as I tried to wrap my financial planning mind …

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Building To Completion

Just this week I finished a very interesting book titled “Strong Towns” by Charles Marohn, Jr. and I loved it. It  was recommended to me by my brother-in-law, and the main theme of the book is centered around what it takes to create and sustain a productive and healthy city/town.  One of the discussion points that really hit home for …

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THE August Challenge

So we’ve hit August.  I have a few hot dogs under my belt and hopefully you do too.  We’re starting to get a little of that “Sunday feeling” in my house like the fun is coming to an end soon.  Today, let’s keep the summer rocking ‘n rolling with a good old fashion August challenge!   I am going to split …

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Widget Mandess!

The first ever college class I took was Intro to Accounting.  It started at what felt like sunrise…IE 8:30 and the course work was riveting.  I used to sit near the window towards the back of the class right next to this enormous radiator.  That radiator was like an alarm clock for when I nodded off and would snooze until my …

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Oh The Places You’ll Go?

I love that end of June time of year.  The driveways are painted with “Class of 2021” as neighborhoods celebrate the graduations and accomplishments of their seniors.  Prior to college, for many, the trajectory and script is pretty well laid out.  The roller coaster that is life is at the bottom of the first hill as it clicks along moving …

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Money As a Tool, Not a Habit

I like a solid daily routine.  I like a solid daily routine that involves coffee even more.  For years I’ve been a coffee drinker and developed that habit.  Once something becomes a habit, it becomes easier to do.  Your brain doesn’t have to dedicate as much energy to the decision and so auto-pilot becomes the default as you glide from …

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Good Customer Service Is Not Convenient

As part of my Christmas present from my very generous Mother-In- Law I received a bundle of coupons for babysitting all 3 kids AND dog!  Like many, it has been an eternity since myself and the Mrs. have spent a night away from home.  Now, fully vaccinated and comfort growing, we decided to cash in one of those coupons, but …

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Can Four Quarters Break a Habit?

As a financial planner and a parent, I often think about how I am going to teach, or help my children learn about money.  From all accounts, they have it pretty good and there are only so many times I can be turned down when offering a penny for every weed they pick.  Recently, my wife and I have been …

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We Need a New Word for Retirement

The word retire, according to Merriam-Webster, means to withdraw from action or danger.  The idea of retirement was first introduced in 1881 by Otton von Bismark in what was then Prussia.  The idea, well intentioned, was to support older members of society since back then if you were alive…you worked.  This support would kick in at age 70, which coincidentally …

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My 2021 Financial Draft Picks

I don’t want to disappoint anyone, so if you’re hoping for any actual football draft picks, not today! Today is the Legends of Finance draft and there will be only three selections. “The third draft pick of this year’s 2021 draft, the Massachusetts Moneymen, select President Woodrow Wilson.  In December of 1923, President Wilson signed into law the Federal Reserve …