Have you watched the hit Paramount show Yellowstone? Yellowstone is kind of like The Sopranos, but taking place on a ranch in Montana. After several recommendations, my wife and I started watching it and our binging quickly picked up momentum.  As we were marching through the seasons, I started noticing that all the cowboys only drank one kind of beer, …

Keeping the inside of my car clean is a battle that I have not given up on, but I am clearly losing.  I like to think I am like most people in that at first you keep the new shiny object spotless.  Even that one spec of dust on the steering wheel that you can only see when it catches …

I recently injured my right bicep, and although I am fortunate and should be back to super human strength in a couple of months, it has been an experience. As I have shared this latest story with clients, many of you have gently reminded me that it is OK to ask for help.  I’ve never had to ask someone to …

There are so many bad jokes I can make with a title like “How Long Should I Keep…” but I will let you fill in the blanks for me.  Do you have a filing cabinet at home, filled to the brim, that you haven’t actually opened in a year? Is the “everything drawer” in your kitchen exploding with not only …

Depending on your age and appetite for sitcom television, you may remember the show Home Improvement starring Tim Allen as Tim “The Tool Man” Taylor.  Although there were several fun and noteworthy characters, the mysterious, and always half hidden neighbor, Wilson, stands apart. Over the show’s eight year tenure, I can’t remember once seeing his whole face.  He was either partially …

In my younger days, I had all the time and all the energy to play the credit card game.  Whether the deal was a $50 signup bonus or a free toaster, I was all in on figuring out a way to game the system.  Without destroying my credit, I had five cards in my wallet in order to maximize my …

The year was 2010, I was newly engaged and getting married in just a few months.  I was in the process of switching my business to a different and larger firm/office.  My previous office was pretty small, and now I was part of a much larger group with many new and more senior advisors to learn from.  Out of everyone, …

For me, it happens around tax time when I’m collecting all my tax forms.  I scramble to find my 1099-INT for our main checking account before I remember that our checking account earned such an embarrassingly low amount of interest that the bank didn’t need nor bother to send out the tax form. Does this sound familiar? In the news, …

When I was first hired as a financial advisor, my “class” of hires had about six of us.  Six of the most sought after and brilliant 22 year old financial minds spreading the deepest of wisdom one cold call at a time.  The office was led by a District Manager who was responsible for training us and keeping us motivated …

I am not the handiest man.  I like to spend my days inside my circles of competence, and none of those circles currently involve a circular saw.  That’s not to say that with years of practice, hours on YouTube and some serious work I couldn’t get there, but for the past 10 years my “tool box” has been an old …